ठेव योजना

Saving Deposit Accounts

Saving Account can be opened by individual / jointly/H.U.F. / Trust /Register Society With dynamic facilities & services at NO EXTRA cost.

Ø  Rupay ATM Debit EMV Card With NFS Network all over India ATM coverage with daily cash withdrawal Limit of Rs.25, 000/- and POS/ECOM transaction for daily Limit of Rs.25, 000/- per day.

Ø  Free SMS banking facility along with Instant real time Transaction Alerts

Ø  Personalized cheque Book Facility           

Ø  Any Branch Banking facility, customers can Deposit / Withdraw and transfer from any of our branches across the Branch network.

Ø  Minimum balance of the Rs. 500/- without cheque book & Rs.1000/- with cheque book, ECS facility can be availed.

Ø  Aadhar Card linking for DBT of any subsidy like GAS, Scholarship etc.

Ø  ECS/ACH/NACH all over India clearing facility at no extra charge.

Ø  CTS clearing facility

Ø  Free usage of Mobile Banking app with 24*7

Ø  IMPS Fund Transfer Facility through Branch and Mobile App

Ø  Utility Bill Payment (BBPS) Facility through Branch and Mobile App

Ø Insurance coverage of Rs.2 lakhs under PMJSY (Pradhan Mantri Jeeven Suraksha Yojna) at Rs.12/- annually.

Ø  Insurance coverage of Rs.2 lakhs under PMJBY (Pradhan Mantri Jeeven Jyoti Beema Yojna) at Rs.340/-annually.

Ø  Rupay ATM Debit Card holders Insurance coverage of Rs. 1 lakh with no extra premium. Under the condition that usage of card for financial or non financial transaction within 45 days.

Ø  4% Interest Rate

Documents Required –

1.   Duly filled in Account Opening Form with valid residential proof & ID Proof

2.   PAN Card & AADHAR Card

3.   Registration Certificate

4.   passport size photos for individual and joint account.

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Current Deposit Accounts

Current Account can be opened by Individual / Proprietor / Partnership Firms / Private companies & Public Sectors with dynamic facilities & services at NO EXTRA cost.

Ø  Rupay ATM Debit Card With NFS all India ATM coverage with daily cash withdrawal Limit of Rs.25, 000/- and POS/ECOM transaction for daily Limit of Rs.25, 000/- per day for individuals and proprietary accounts only.

Ø  Free SMS banking facility along with Transaction Alerts

Ø  Personalized cheque Book Facility          

Ø Any Branch Banking facility, customers can Deposit/Withdraw and transfer from any of our branches across the Branch network.

Ø Minimum balance of the Rs. 2000/- with/without cheque book & ACH/ECS facility can be availed.

Ø  Aadhar Card linking for DBT of subsidy.

Ø  ECS/ACH/NACH all over India clearing facility at no extra charge.

Ø  CTS clearing facility

Ø  Free usage of Mobile Banking app with 24*7

Ø  IMPS Fund Transfer Facility through Branch and Mobile App

Ø  Utility Bill Payment (BBPS) Facility through Branch and Mobile App

Ø Individuals Insurance coverage of Rs.2 lakhs under PMJSY (Pradhan Mantri Jeeven Suraksha Yojna) at Rs.12/- annually.

Ø Individuals Insurance coverage of Rs.2 lakhs under PMJBY (Pradhan Mantri Jeeven Jyoti Beema Yojna) at Rs.340/-annually.

Ø  Rupay ATM Debit Card holders Insurance coverage of Rs. 1 lakh with no extra premium. Under the condition that usage of card for financial or non financial transaction within 45 days.

Ø  POS (Point of Sale) terminals for mercantile at minimum cost.

 

Documents Required –

1.   Duly filled in Account Opening Form with valid residential proof,

2.   PAN Number,

3.   Registration Certificate,

4.   Partnership Deed, and

5.   Memorandum of Association

6.   Shop Act License.

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 Term Deposit Scheme

Business Bank provides various Term Deposit schemes at attractive interest rates. Term deposit having additional interest earning for senior citizens, Patsanstha & Trusts.  Nomination facility available.

Fix Deposit (FDR) with monthly (FDM), quarterly(FDQ) and cumulative (RIS) interest payable options available. Also Bank provides a Recurring Deposit (RD) with standing Instruction or ECS facility to credit monthly installment.

Documents Required –

1.   Duly filled in Term Deposit Account Opening Form with valid residential proof & ID Proof

2.   PAN Card & AADHAR Card

3.   passport size photos for individual and joint account.