ठेव योजना

Saving Deposit Accounts

Saving Account can be opened by individual / jointly/H.U.F./Trust/Register Society With dynamic facilities & services at NO EXTRA cost.

Ø  Rupay ATM Debit Card With NFS all India ATM coverage with daily cash withdrawal Limit of Rs.25, 000/- and POS/ECOM transaction for daily Limit of Rs.25, 000/- per day.

Ø  Free SMS banking facility along with Transaction Alerts

Ø  Personalized cheque Book Facility          

Ø  Any Branch Banking facility, customers can Deposit/Withdraw and transfer from any of our branches across the Branch network.

Ø  Minimum balance of the Rs. 500/- without cheque book & Rs.1000/- with cheque book, ECS facility can be availed with minimum balance of Rs .2000/- in Saving Account.

Ø  Aadhar Card linking for DBT of subsidy.

Ø  ECS/ACH/NACH all over India clearing facility at no extra charge.

Ø  CTS clearing facility

Ø  Free usage of Mobile Banking app with 24*7

Ø  IMPS Fund Transfer Facility through Branch and Mobile App

Ø  Utility Bill Payment (BBPS) Facility through Branch and Mobile App

Ø  Insurance coverage of Rs.2 lakhs under PMJSY (Pradhan Mantri Jeeven Suraksha Yojna) at Rs.12/- annually.

Ø  Insurance coverage of Rs.2 lakhs under PMJBY (Pradhan Mantri Jeeven Jyoti Beema Yojna) at Rs.340/-annually.

Ø  Rupay ATM Debit Card holders Insurance coverage of Rs. 1 lakh with no extra premium. Under the condition that usage of card for financial or non financial transaction within 45 days.

Ø  4% Interest Rate

Documents Required –

1.        Duly filled in Account Opening Form with valid residential proof & ID Proof

2.        PAN Card & AADHAR Card

3.        Registration Certificate

4.        3 passport size photos for individual and joint account.

 

Current Deposit Accounts

Current Account can be opened by Individual / Proprietor / Partnership Firms / Private companies & Public Sectors with dynamic facilities & services at NO EXTRA cost.

Ø  Rupay ATM Debit Card With NFS all India ATM coverage with daily cash withdrawal Limit of Rs.25, 000/- and POS/ECOM transaction for daily Limit of Rs.25, 000/- per day for individuals and proprietary accounts only.

Ø  Free SMS banking facility along with Transaction Alerts

Ø  Personalized cheque Book Facility          

Ø  Any Branch Banking facility, customers can Deposit/Withdraw and transfer from any of our branches across the Branch network.

Ø  Minimum balance of the Rs. 2000/- with/without cheque book & ECS facility can be availed with minimum balance of Rs .5000/- in Saving Account.

Ø  Aadhar Card linking for DBT of subsidy.

Ø  ECS/ACH/NACH all over India clearing facility at no extra charge.

Ø  CTS clearing facility

Ø  Free usage of Mobile Banking app with 24*7

Ø  IMPS Fund Transfer Facility through Branch and Mobile App

Ø  Utility Bill Payment (BBPS) Facility through Branch and Mobile App

Ø  Individuals Insurance coverage of Rs.2 lakhs under PMJSY (Pradhan Mantri Jeeven Suraksha Yojna) at Rs.12/- annually.

Ø  Individuals Insurance coverage of Rs.2 lakhs under PMJBY (Pradhan Mantri Jeeven Jyoti Beema Yojna) at Rs.340/-annually.

Ø  Rupay ATM Debit Card holders Insurance coverage of Rs. 1 lakh with no extra premium. Under the condition that usage of card for financial or non financial transaction within 45 days.

Ø  POS (Point of Sale) terminals for mercantile at minimum cost.

 

Documents Required –

1.        Duly filled in Account Opening Form with valid residential proof,

2.        PAN Number,

3.        Registration Certificate,

4.        Partnership Deed, and

5.        Memorandum of Association

6.        Shop Act License.

 

 Term Deposit Scheme

Business Bank provides various Term Deposit schemes at attractive interest rates. Term deposit having additional interest earning for senior citizens, Patsanstha & Trusts.  Nomination facility available.

Fix Deposit (FDR) with monthly (FDM), quarterly(FDQ) and cumulative (RIS) interest payable options available. Also Bank provides a Recurring Deposit (RD) with standing Instruction or ECS facility to credit monthly installment.

Documents Required –

1.        Duly filled in Term Deposit Account Opening Form with valid residential proof & ID Proof

2.        PAN Card & AADHAR Card

3.        1 passport size photos for individual and joint account.