Interest Rate

Interest Rate

# Loan Type Term / Period Rate of Interest (%)

1

Solar Power Project Loan (Upto 3 Lakh's)

3 Year

12.00%

2

Solar Power Project Loan (Above 3 Lakh's)

5 Year

11.00%

3

Travelling Loan

12 Month to 24 Month's

15.00%

4

Housing Loan upto 35 Lakhs

15 Years

8.50%

5

Housing Loan above 24 Lakhs

15 Years

9.95%

6

Gold Bullet Payment Loan - GBP

1 Year

10.00%

7

Gold Cash Credit / Overdraft Loan - GCC

1 Year

10.00%

8

Gold Term Loan - GTL

1 Year

10.00%

9

Vehicle Loan - Four wheeler (Car Loan for personal use)

5 to 7 Years

8.50%

10

Vehicle Loan - Four wheeler (Commercial Vehicle)

5 to 7 Years

10.00%

11

Vehicle Loan - Two wheeler / Electric Vehicle

3 Years

9.00%

12

Vehicle Loan for Old Vehicle (upto 4 years old)

3 Years

10.00%

13

Advance Against Term Deposit

Term Deposit Period

1% Additional of Term Deposit Rate and above 1 Cr 0.50 % Additional

14

Advance Against National Saving Cert.

NSC Period

9.75%

15

Cash Credit against Life Insurance Policy

3 Year or up to Policy Expiry

9.50%

16

Advance Against LIC (LIP) Term Loan

upto 10 Years or Policy Expiry Date

8.50%

17

Personal Loan

3 Years

15.00%

18

Swamini Personal Loan

3 Years

14.00%

19

Hello Doctor - Personal Loan

3 Year

13.00%

20

Hello Doctor - Term Loan

3 to 5 Year

9.95%

21

Shop Purchase Loan

10 Years

12.00%

22

Micro Finance Loan Upto 3 Lakhs

3 Year

16.50%

23

Micro Finance Loan (Atmanribhar - upto Rs. 30 Thousand)

12 to 18 Months

12.00%

24

Term Loan

10 Years

12.00%

25

Project Finance Loan (Builder)

3 Years

14.00%

26

Hypothication Loan

12 to 15 Months

11% (Rebate 1%)

27

Hypothication Loan (For Pharma Sector )

12 to 15 Months

11% (Rebate 2%)

28

Secured Cash Credit Loan

12 to 15 Months

13%

29

Secured Cash Credit Proj. Builder Loan

12 to 15 Months

14% (Rebate 1%)

30

Loan for Professional and Self Employed Cash Credit

1 Year

13.00%

31

Loan for Professional and Self Employed Term Loan

5 Year

13.00%

32

Small Business Cash Credit upto 20 Lakhs

1 Year

9.50%

33

Mortgage Loan ( Loan Against Property upto 25 Lakhs)

5 Year

13.00%

34

Education Loan

Course Duration plus 5 Years

9.75%

Branch Locator

location
Head Office

Rajan Complex Arcade, Datta Mandir Circle, Nashik Road, Nashik-422101

location
Nashik Road

Rajan Complex Arcade, Datta Mandir Circle, Nashik Road, Nashik-422101

location
Mahatma Nagar

Gulmohar Status, Mahatma Nagar, Nashik-422005

location
Deolali Camp

Howson Road, Deolali Camp, Nashik-422401

location
M.G. Road

Study Circle Building, LIC Lane, Near Meher Signal, Gole Colony, Ashok Stambh, Mahatma Gandhi Road, Nashik-422002

location
Ashoka Marg

Shop No.7, Ishwar Paradise Appartment, Ashoka Marg, Nashik-422101, Maharashtra, India