Interest Rate

Interest Rate

# Loan Type Term / Period Rate of Interest (%)

1

Housing Loan upto 24 Lakhs

15 Years

8.50%

2

Housing Loan above 24 Lakhs

15 Years

9.95%

3

Gold Bullet Payment Loan - GBP

1 Year

10.00%

4

Gold Cash Credit / Overdraft Loan - GCC

1 Year

10.00%

5

Gold Term Loan - GTL

1 Year

10.00%

6

Vehicle Loan - Four wheeler (Car Loan)

5 to 7 Years

8.00%

7

Vehicle Loan - Four wheeler (Commercial Vehicle)

5 to 7 Years

8.50%

8

Vehicle Loan - Two wheeler

3 Years

8.50%

9

Gati Womens Vehicle Loan

5 Years

8.50%

10

Advance Against Term Deposit

Term Deposit Period

1% Additional of Term Deposit Rate and above 1 Cr 0.50 % Additional

11

Advance Against National Saving Cert.

NSC Period

9.75%

12

Cash Credit against Life Insurance Policy

3 Year

9.50%

13

Advance Against LIC Term Loan

upto 10 Years or Policy Expiery Date

9.00%

14

Personal Loan

3 Years

15.00%

15

Swamini Personal Loan

3 Years

14.00%

16

Hello Doctor - Personal Loan

3 Year

13.00%

17

Hello Doctor - Term Loan

3 to 5 Year

9.95%

18

Shop Purchase Loan

10 Years

11.00%

19

Short Term Loan

18 Months

16.50%

20

Swamini Short Term Loan

18 Months

15.50%

21

Micro Finance Loan Upto 3 Lakhs

3 Year

16.50%

22

Micro Finance Loan (Atmanribhar - upto Rs. 30 Thousand)

12 to 18 Months

12.00%

23

Term Loan

10 Years

12.00%

24

Project Finance Loan (Builder)

3 Years

14.00%

25

Hypothication Loan

12 to 15 Months

11% (Rebate 1%)

26

Hypothication Loan (For Pharma Sector )

12 to 15 Months

11% (Rebate 2%)

27

Secured Cash Credit Loan

12 to 15 Months

13% (Rebate 1%)

28

Secured Cash Credit Proj. Builder Loan

12 to 15 Months

14% (Rebate 1%)

29

Loan for Professional and Self Employed Cash Credit

1 Year

13.00%

30

Loan for Professional and Self Employed Term Loan

5 Year

13.00%

31

Small Business Cash Credit upto 20 Lakhs

1 Year

9.50%

32

Mortgage Loan ( Loan Against Property upto 10 Lakhs)

5 Year

11.00%

33

Education Loan

Course Duration plus 5 Years

9.75%

Branch Locator

location
Head Office

Rajan Complex Arcade, Datta Mandir Circle, Nashik Road, Nashik-422101

location
Nashik Road

Rajan Complex Arcade, Datta Mandir Circle, Nashik Road, Nashik-422101

location
Mahatma Nagar

Gulmohar Status, Mahatma Nagar, Nashik-422005

location
Deolali Camp

Howson Road, Deolali Camp, Nashik-422401

location
M.G. Road

Study Circle Building, LIC Lane, Near Meher Signal, Gole Colony, Ashok Stambh, Mahatma Gandhi Road, Nashik-422002